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Browser-based tracker (no signup, localStorage). Manage multiple appeals across drugs + insurers. Visual escalation pathway. Free alternative to Claimable + Honest Care paid services.
No signup, no data leaves your browser
localStorage-based tracker. We can\'t see your appeals. Combine with appeal letter generator for full workflow: generate → file → track → escalate. 60-70% overall overturn rate when patients persist through all 4 stages.
Appeals can take 30-90 days per level. Multiple drugs × multiple insurers gets confusing fast. Tracker maintains: filing date, status, response date, notes. Critical for catching missed response deadlines (you can re-file or escalate if insurer misses ACA 30-day rule).
No. All data stored only in your browser via localStorage. We can't see your appeals. Clear browser data = lose tracker. Use one device per tracker (no cloud sync).
After two internal appeals denied (or your insurer misses 30/60-day response deadlines). Per ACA rules, you have 4 months from final internal denial to file external review. External review is paid by insurer but done by Independent Review Organization (IRO) — legally independent.
After external review fails OR if insurer consistently misses deadlines / violates procedure. State commissioners can't directly overturn individual claims but can fine insurers for pattern violations. Useful documentation for class actions.
Both ~$50-200 per appeal — generate appeal letters + handle submission. Free tracker here does NOT generate letters (use /appeals for that). Paid services add: submission handling, missed-deadline tracking, expert review of complex cases. Worth it for $10K+ specialty drugs or complex multi-comorbidity cases.
Tracker is educational tool, not legal advice. Insurance appeal regulations vary by state. ACA federal floor is 30-day internal / 4-month external review window. Some states have stricter timelines. Check your state insurance commissioner for specifics.